The reason you have a storage unit is because you want to keep your property safe and secure. This is also the reason why you want to get insurance on your storage unit, so that even under extremely unfortunate circumstances, you'll be protected.
Let's take a closer look at how insurance for your storage unit works.
What it covers
Your insurance will typically cover damage caused by the weather, such as hurricanes, flooding, earthquakes, tornadoes, wind, and rain. Theft, vandalism, and explosions are also covered. Of course, you will want to read your policy carefully and speak with your insurance agent about what is covered in your particular situation.
Where to get it
One of the first things you should check on is whether your homeowner’s insurance or renter's insurance will cover your storage unit. This way you'll spare any additional expense. Sometimes you'll be able to get low cost mini-storage insurance directly through your storage center. This makes the whole process very simple and straight-forward, because it greatly reduces the costs and hassles associated with the other options. The third option would be to go directly to a storage insurance provider, but your storage center will probably be able to recommend one that has proven to be trustworthy.
Who to speak with
Anytime you have an insurance claim on your storage unit, you should contact your insurance company directly. Of course, for some questions you will contact your storage provider. For example, if you have questions about the storage facility’s security, their self-storage options, or whether or not they offer mini-storage, then you can speak directly with your storage facility.
At Chelsea Mini-Storage, we offer you storage units with state-of-the-art security and also offer low-cost mini-storage insurance.